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Insurance
We accept most
dental insurance. We are preferred providers for the
active duty United
Concordia, Blue Cross Blue Shield of Tennessee except the Federal
Government Plans, Doral-Tenncare* for Children, and we are
Premier Providers for All the Delta Dentals.
The following are different types of insurance plans. Make
sure you know which one you have. Also, know your
insurance, what it covers, what it doesn't cover, if your have any
waiting periods, exclusions, etc....
*Doral. We only accept this for patients
20 years old and younger.
Types of
dental insurance plans:
INDEMNITY
PLANS
Traditional
insurance where a third party - an insurance company or
administrator - provides service payment to your provider for a
monthly premium paid by you or your employer. Any provider accepting
the insurance can provide services. Normally, benefit coverage
includes a stated individual and family deductible, annual benefit
maximum, and co-insurance for covered services.
PREFERRED
PROVIDER ORGANIZATION (PPO) (Make sure you can come to Us)
A benefit
plan where the member can go to any provider chosen by the member,
or the member can go to any one of a number of listed preferred
providers and be subject to discounted fees to lower the memberīs
co-insurance.
DENTAL HEALTH
MAINTENANCE ORGANIZATION (DHMO) MANAGED CARE PLANS
(We do not
accept this kind of insurance)
A legal
entity that accepts the responsibility of providing services to
enrolled members for a fixed monthly premium. Members must seek care
through designated providers to whom the members have been assigned,
selected, or referred. The member is normally required to pay a
fixed copayment for covered services.
Your
Insurance company will always send you an explanation of benefits in
the mail, it is important that you read these. They tell you
what was charged, how much the insurance paid, and how much you owe.
Please remember we only do contract write-offs if we are a preferred
provider for that insurance.
**Treatment of our patients is not based on
their insurance, but rather, based on their dental
examination, medical history and appropriate communication
to achieve a proper treatment plan.
Please keep in mind that your insurance is a contract
between you and the insurance company/employer. As
such, you are required to be responsible for the account. We
ask that you provide the Front Desk Team with your policy
numbers/information, and inform them of any changes to your
policy and personal information.
As a convenience to you, our office will submit the charges
to your insurance carrier. We offer electronic insurance
submissions where possible. |
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